@book{3332,
	author = {Bagchi, S. K.},
	title = {Credit risk management /},
	publisher = {Jaico Publishing House,},
	year = {2006.},
	address = {Mumbai :},
	edition = {2nd ed.   },
	url = {http://digitale-objekte.hbz-nrw.de/storage/2007/05/17/file_107/1827189.pdf}
}